Encompassing would describe Anita o. Cruz’s real estate practice as she can also advice clients on the tax consequences of their real estate transactions. For example, she advised a lot that forgiveness will only extend only up to end of 2013. It was a great relief when her listing (in san Francisco, CA.) was bought in cash by the buyer, otherwise her client, the seller will receive 1099 from her lender if it goes beyond 2013. . Anita O. Cruz has been preparing taxes for her clients, solo practice in her San Francisco, CA. office, from January to middle of April, since 1993 and such tax expertise has come handy especially during this time of short sales, foreclosures and etc. She and her husband, Romeo have helped a lot of clients in the latter’s loan modification efforts, since the 2009. Romeo A. Cruz, a broker since passing the broker’s exam last year, 2013 and wife, Anita O. Cruz have their office (also a money remittance center) at Suite 403, 879 San Francisco, CA. since 1987 even before Romeo passed the real estate agency exams last 1998 and Anita, 2003. They covered the cities of San Francisco, Daly City and East Bay cities of Oakland, Hayward and San Leandro. They even closed a commercial transaction- a residential hotel -69 bedrooms- in Van Nuys, CA. and 1031 exchanged it to a building (now rented by Walgreens) in West Covina, CA., when most advised that the transaction is beyond them. Their motto- “when others say it cannot be done, it is time to prove them they are wrong all the time”.
Another saying that typify the real estate transaction, they said, that they have learned after all the years is – ” Not every transaction is the same.. each one has its own eccentricities and wrinkles, be prepared to deal with each one, as if it is your own child..”
They speak Tagalog, English but are conversational in Spanish and have connections with the Chinese communities in diverse San Francisco, CA. and East Bay. They have two daughters, the eldest, a professor of Creative Writing in U.C. Riverside and the youngest, a Math & Science Teacher at a Middle school in Oakland, CA.