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Excel Realty and Mortgage - TeamERM Real Estate
Average rating:  
 27 reviews
 by Corina M.

As first time home buyers, our experience was AWESOME! Team Excel performed so well!!! I am still amazed on how swift and painless (as possible) the process was! This group definitely displayed top of the line professionalism, effective communication, and super fast turn around times! I truly appreciated how Shawnacy and Nick were very thorough with every step of the process and went the extra mile to ensure, as first time buyers, that we were aware of every part of the process! HIGHLY RECOMMENDED as they get the job done!!! THANK YOU TEAM ERM!!!

 by Tanya Petkus

Rania did a fantastic job finding what we were looking for. I highly recommend her.


Nick Mineo completed my investment properties loan. He is very professional and helpful.

 by Evann B. - Beaumont, CA

For our new house, I started off with a local mortgage and wasn't too happy with my rate. I found ERM and spoke with Nick Mineo, who pushed the rate lower than my previous banker could do. Nick was easy to get a hold of when I needed to and made the purchase as easy as it could be. I would definitely recommend them to anyone wanting a company that wants your business and is willing to fight for it.

 by Brandon M. - San Lorenzo

Nick Mineo completed the loan for the house my wife and I just bought. He made the whole process very fast and easy, and even closed the deal a week early. Couldn't have been any happier with the decision to get our loan through Nick. Will definitely contact him again whenever the time for a refinance or another purchase arises.

 by Vie R. - San Francisco

All praises to Nick Mineo for outstanding service on our loan application. He provides professional advise & helped us with the process from start to finish. Our loan was completed in 10 days!

On top of his excellent service his approach is so friendly and courteous that we felt at home/comfortable with him.

I highly recommend Excel Realty & Mortgage for high standard service & low interest.

 by Neil Remolar

A shout out to Nick Mineo & his team for doing a superb job on getting our loan approved. From start to finish you have the confidence that their there for you every step of the way. It's not just a job for them. It's their passion to see everyone not as a client, but as a family to them. I would recommend Nick & the entire Excel Mortgage team anyone looking for a mortgage loan. They will always be part of my family. Thank you Nick for your hands on approach, feedback, recommendation & super quick response to any of our question during the approval period. I personally recommend them to anyone looking for a mortgage loan. You have the best team that knows what they're doing. Their credibility speaks for itself. Thank you & great job everyone!

 by David F. - Hercules, CA

I m a first time home buyer, and my loan was a bit complicated then other people, I was referred by my agent to contact Excel Realty & Mortgage. Shawnacy and his team did a great job to get my loan approved on time. If you are shopping for a mortgage and want to make sure you are finding some one with expertise. Excel Realty & Mortgage is a good choice.

 by Paul M. - Mill Valley

Shawnacy has an excellent online system, attentive and professional appraisers, professional colleagues like Nick assisting, but most importantly, a relationship with a range of lenders to make great deals happen, even with unique circumstances and portfolios. He's a very special banker.

 by K.B. - San Ramon

I was referred to Excel Realty & Mortgage by a friend and contacted them to see if they were refinance competitive. I compared quotes with big names and the very best internet rates. To my surprise, Excel had the best rate available! My wife and I committed with Excel. Throughout the refinance process, Nick Mineo, answered questions clearly which showed us that he was an experienced refinance officer with prudent guidance. He gathered all documents ahead of time and communicated the refinance process in a timely manner. With such a great rate, we prepared ourselves for upcoming surprises, but everything moved smoothly! For the great rates and excellent customer service, we would recommend Excel to anyone interested in a home refinance. Thanks, Nick and Shawnacy!

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