Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker, allowing our lending relationship to compete for you. That way you win! We have over 220 experienced and knowledgeable real estate agents, loan officers, and staff who provide our clients with the highest level of personal service and expert advice.
Whether you are getting a pre-approval for a mortgage loan, or ready to buy or sell property, we have the expertise and personal service to guide you along the way. We make the buying, selling, and lending process as easy as possible. If you are looking to get approved for a mortgage loan you have found the right home! We have some of the best technology in the industry, but still explain the process in whatever way works best for you. We are here and happy to sit down in person, talk on the phone, email, text, or video conference. We want you to feel comfortable along the way!
What Our Clients Say
"Dear Shawnacy, Thank you so much for helping me out on this one. I was going back and forth with the wholesale underwriter trying to figure why she countered the loan. Once I got to the bottom of it, I was able to show her that her numbers were not correct, and she agreed to make the changes. That was earlier in the day. I just happened to check the updated LE that was emailed to the borrower and to my dismay no changes had been made. It was still incorrect, and it was ugly. The underwriter was gone for"...- Cate Pacheco, Loan Officer
"I couldn't be happier with Excel Realty. I've worked for the larger corporate brokers and then a small 2-person brokerage and can honestly say I have no reason to ever change again. Excel Realty allows me to focus on my business at my pace and allows me to work from my home office while still giving me one of the best locations in our downtown Pleasanton office to meet with clients as needed. I will say that my broker Shawnacy Nauroth has exceeded my expectations and is always available to assist me in dealing with those bizarre circumstances that seem"...- Ashli Hudson, REALTOR®
"I’m a first time home buyer, and my loan was a bit complicated then other people, I was referred by my agent to contact Excel Realty & Mortgage. Shawnacy and his team did a great job to get my loan approved on time. If you are shopping for a mortgage and want to make sure you are finding some one with expertise. Excel Realty & Mortgage is a good choice."...- David F. – Hercules, CA
"Thank you Team Excel Realty. You guys are awesome!! Shawnacy, Louisa and Nick it has always been a wonderful experience working with you all. Very professional and knowledgeable in the whole process of getting us into our dream house. From the hunting to the final walkthrough you guys helped us on every step towards the approval and closing. OMG Louisa! You have exceeded our expectations by sending us the beautiful canvas artwork for my daughter’s room and also the family name printed on the canvas we installed at the entry door. It looks great! Thank you again for making this"...- Suneel K. – Sacramento, CA
"What can I say, we had great experience with a great rate with Shawnacy at Excel ! The fee were very low too. thank you so much Shawnacy and Excel mortgage Service ."...- Ignacio M. – San Jose, CA
"“I was referred to Excel Realty & Mortgage by a friend and contacted them to see if they were refinance competitive. I compared quotes with big names and the very best internet rates. To my surprise, Excel had the best rate available! My wife and I committed with Excel. Throughout the refinance process, Nick Mineo, answered questions clearly which showed us that he was an experienced refinance officer with prudent guidance. He gathered all documents ahead of time and communicated the refinance process in a timely manner. With such a great rate, we prepared ourselves for upcoming surprises, but everything"...- K.B. – San Ramon, CA
"“Corey and John Mitchel from Excel Realty were absolutely fantastic! They were our realtors for both our house purchase in San Ramon and our home sale in Dublin. They are very knowledgeable, responsive, efficient, and friendly. They found us a home in San Ramon quickly and secured us the house in bidding. Regarding the Dublin house sale, they did a fantastic job preparing the house for sale — including staging it as part of their service. We got 4 fantastic offers in four days all above asking. Having knowledgeable representation from a realtor is key to maximizing sale price and"...- Buyer – San Ramon, CA
"“This review is for Mike Gabrielson…the best real estate agent ever! He’s worked with us in purchasing our very first home, to selling that home and now purchasing our dream home. our home sold in one weekend way over asking price and we found our dream home the first day out looking – and with Mike’s strategies we were able to get the accepted offer (competing with 7 other offers). we’ll be closing in less than 30 days! our kids are SUPER excited! If you’re looking for an honest real estate agent who knows what he’s talking about, ask for"...- Nikki L. – San Jose, CA
"“There are not enough great words to express how happy we were working with Nick Mineo. First, he has the patience of Job! Second, he made everything really easy for us, even when it looked like it might not be. If you are buying a home, DO NOT HESITATE to go through Nick. You will be in great hands every step of the way. Towards the end of our closing my credit score got better and Nick jumped us up to the next tier in lender credits and reduced our interest rate, even after we locked. I really can’t express"...- Gina W. – San Fernando Valley, CA
"Worked with Excel and Nick Mineo for my mortgage on a recent purchase and everything went great! Nick was able to help me out with figuring out the best way to proceed when I had any questions regarding financing, and also helped to coordinate a lot of stuff between myself, the seller, and the escrow company. Would definitely recommend!"...- Chris L. – Los Angeles, CA