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Don’t apply for new credit of any kind
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Do keep all current credit accounts open
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Don’t Max out current credit cards or overcharge on credit cards
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Do maintain your current employment
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Don’t consolidate debt
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Don’t pay off judgements, collections, or tax liens
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Don’t make any large purchases
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Do stay current on your existing accounts
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Don’t make any large deposits into your accounts
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Do ask questions of your Excel Loan Officer before you do anything that could affect your credit