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Let’s get you pre-qualified

Quick Pre-qualification

IT IS ALWAYS BEST TO FILL OUT A FULL LOAN APPLICATION, but if you are not ready for that, this is a good start!
  • This means you have not owned a home within the last 3 years
  • Your current address or for a refinances list the property address to refinance
  • If current employment is less than 6 months and you have a gap of employment for more than 6 months, you cannot use the income. Please do not include Rental Income since we will calculate it separately. Do not include Unemployment Benefit or Short Term Disability. Please include self-employed income, co-borrower’s income, 2nd job Income (need 2 years length to use this income), Alimony, Child Support, Social Security Benefits, Retirement, Annuity, and Pension.
  • Make sure your full payment includes property taxes and homeowners insurance. If you pay them separately, please add them under a separate debt below.
  • If you have multiple card cards, give the MONTHLY payment of all credit cards together
  • Student debt, solar loans, etc. list only debt that is typically listed on your credit report
  • Give us your idea of what you believe your credit score is currently at

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