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Rick

Rick Mecham

® Loan Officer

I primarily serve Alameda and Contra Costa Counties.

My work ethic has always been quality rather than quantity.  Therefore I only take on a few clients at a time.

I have been a Real Estate Agent since 1978, advancing to Real Estate Broker in 2002, as well as a Credit Consultant since 1986 and a Loan Consultant since 1993.  This premium combination of knowledge, experience and services means that my clients are never delegated on to someone else, eliminating miscommunications and dormant processing time…   This can make all the difference.

I pride myself on meeting commitment dates and exceeding expectations, always thinking one step ahead of the process.

Years of experience have taught me to be proactive rather than reactive.

Knowing the appropriate steps and being informed as you approach them will reduce the stress of your transaction.

I like to work together as a team with my clients from conception to the accomplishment of their Real Estate Goal, from optimizing their credit scores, loan processing and approval, research and home shopping, agreement negotiating and acceptance, to escrow closing and following up on any issues after.

My motto is:

“A good decision is an informed decision”

Let me help you make good informed decisions.

 

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