Mortgage Do’s and Don’ts

Don’t apply for new credit of any kind
Do keep all current credit accounts open
Don’t Max out current credit cards or overcharge on credit cards
Do maintain your current employment
Don’t consolidate debt
Don’t pay off judgements, collections, or tax liens
Don’t make any large purchases
Do stay current on your existing accounts
Don’t make any large deposits into your accounts
Do ask questions of your Excel Loan Officer before you do anything that could affect your credit

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